If you’re going on vacation abroad, you’re surely wondering how to keep yourself safe in these uncertain times. After all, the pandemic is not letting up and the risk of getting sick is still high. In this text we will tell you about the travel insurance policy and why you should take it out before you go on vacation.
It is difficult to answer this question, but usually the cost of a travel insurance policy does not exceed several dozen PLN per day. Of course, much depends on the individual terms and conditions that you manage to get. However, if you want to know the price of insurance before making a final decision, use a special travel insurance calculator which will help you to find out quickly about the available offers: https://kalkulator.polisaturystyczna.pl/kalkulator/ubezpieczenia-turystyczne/.
Below you will find some of the most important reasons why travel insurance should be on your list of things to do before you leave.
Medical expenses
If you retain and need medical care during your vacation, you will get help at public and private clinics and it will be completely free. All costs will be covered by your insurer.
Third party liability in private life
Accidents happen to everyone, but know that you can prepare for them to some extent. In the event that you cause a dangerous incident in which a third party is injured, your travel insurance policy will help you avoid the financial consequences. The insurer will pay compensation to all victims and thus close the case.
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Unfortunate events can happen anytime and anywhere. If, as a result of such a situation, your health deteriorates significantly, you will receive help in the form of funds for treatment or rehabilitation. In the worst case scenario, i.e. your death, the money will go to your family or friends whom you indicate in the agreement.
Travel baggage protection
The chaos at airports is the perfect environment for all kinds of thieves. In case your suitcases are lost or stolen, you can count on a refund. However, you will need to provide your insurer with receipts as proof of purchase in order to receive assistance.
Trip cancellation insurance
Today’s situation is extremely uncertain and it’s hard to make plans. If you are forced to cancel your trip some of your costs may be insured. All you have to do is buy a travel insurance policy.
Purchasing travel insurance guarantees a number of benefits and comprehensive protection for the duration of your vacation. Remember that safety is very important and neglecting this aspect may lead to serious consequences. Pay attention to it especially if your trip is of sporting nature and you intend to spend time actively.
